Comments on: Chase Sapphire Preferred Credit Score: What You Need To Know https://johnnyjet.com/chase-sapphire-preferred-credit-score/ TRAVEL CREDIT CARDS, DEALS, TIPS, DESTINATIONS AND MORE! Tue, 16 Jul 2024 13:08:57 +0000 hourly 1 https://wordpress.org/?v=6.5 By: Johnny Jet Editorial https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-980626 Sun, 11 Feb 2024 14:34:06 +0000 http://www.noobtraveler.com/?p=15816#comment-980626 In reply to Daly.

It’s hard to know 100% but her credit score is in good enough condition. But since she’s never been a primary it’s an unknown. She could start with the Chase Freedom.

]]> By: Daly https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-980506 Sat, 10 Feb 2024 21:32:48 +0000 http://www.noobtraveler.com/?p=15816#comment-980506 My wife is interested in this card, and although she has a 760+ credit score, with $120K+ annual income, she currently isn’t a primary account holder (just authorized user on two of my cards). Furthermore, she has a sizable amount of school loan debt. I don’t know if she should go for this card or if there are other more suitable alternatives. What do you think?

]]> By: Tom https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-968112 Sat, 09 Dec 2023 09:00:39 +0000 http://www.noobtraveler.com/?p=15816#comment-968112 People put too much emphasis on credit scores. Let me tell you as a credit analyst where you’re going wrong with this. Do not go by score, look at the whole basis of your file. You may have a thin file which means you don’t have a lot of reporting credit for any long length of time. Average age of account is a big deal with Chase. Which means you want to be at least eight years plus. Bankruptcies that’s not true Chase will approve with bankruptcies! You have to call the reconsideration line. So don’t think by having a good score that itAutomatically entitles you to the best offers, because it does not. There’s a whole lot that goes into this. When I applied for my Chase account it was a sapphire. $7500 credit limit 812 FICO, average age of a count was over 10 years, no derogatory! I barely squeaked through, and had to call for approval. Not only that Chase was in and out of my account for the first year several several times adjusting my credit limit. They look at you for the first year like crazy, they’re looking for a bust out and high balance running up, payment balance ratio etc. score means nothing people!

]]> By: Onie Newsome https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-932504 Fri, 15 Jul 2022 11:42:55 +0000 http://www.noobtraveler.com/?p=15816#comment-932504 some times its a pain in the ass to read what blog owners wrote but this website is real user genial! .

]]> By: Johnny Jet Editorial https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-874341 Wed, 21 Jul 2021 14:06:48 +0000 http://www.noobtraveler.com/?p=15816#comment-874341 In reply to James.

Thanks for the feedback!

]]> By: James https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-874330 Wed, 21 Jul 2021 07:38:25 +0000 http://www.noobtraveler.com/?p=15816#comment-874330 In reply to Johnny Jet Editorial.

I have the chase Sapphire preferred. I have had the card for 1 year. Qualifying with the 760 score and received a 18+ credit line with only 3% credit utilization in the 200+ a year salary

]]> By: Johnny Jet Editorial https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-860072 Mon, 01 Mar 2021 13:32:04 +0000 http://www.noobtraveler.com/?p=15816#comment-860072 In reply to Kyle.

Bummer! Please see this post for help: https://johnnyjet.com/check-chase-credit-card-application-status/

]]> By: Kyle https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-860071 Mon, 01 Mar 2021 12:55:41 +0000 http://www.noobtraveler.com/?p=15816#comment-860071 Hey! I have been rejected twice now for this card. There is not a phone number that I see on the letter to call. It just says that if you have questions to write a letter to the return address. Why would there not be a phone number?

]]> By: Johnny Jet Editorial https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-855679 Tue, 19 Jan 2021 13:10:38 +0000 http://www.noobtraveler.com/?p=15816#comment-855679 In reply to Richard Servello.

Awesome, congrats!

]]> By: Richard Servello https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-855524 Mon, 18 Jan 2021 23:01:15 +0000 http://www.noobtraveler.com/?p=15816#comment-855524 I got the letter in my chase account. Called in and they approved me. Not sure what happened initially.

]]>