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The Chase Slate Edge℠ can be a good fit if you want to keep tabs on your credit while also enjoying 0% Intro APR on purchases and balance transfers. The Chase Slate Edge℠ lets you start off strong. You can also benefit from this card if you’re building a credit history or rebuilding credit and don’t qualify for the best rewards credit cards. Here’s what you need to know about this Chase offer.
The information for the Chase Slate Edge℠ has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
0% Intro APR
One of the best reasons to try the Chase Slate Edge℠ is for the intro perks.
The Chase Slate Edge℠ lets you start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 20.49% – 29.24% on balance transfers and purchases after the introductory period ends.
A balance transfer credit card can be worth it if you have a large balance and can pay it off sooner as you’re not paying interest.
Like other balance transfer offers, you will only be able to transfer non-Chase credit card balances to the Slate Edge.
Up to $500 Credit Limit Increase
Paying your balance on time means you can qualify for a $500 credit limit increase after your first 6 months. If you pay your statement balance on time for the first half-year, Chase will review your account for a potential $500 increase without getting a second credit check.
The automatic credit limit increase can be an effortless way to build credit as your total available credit increases, and your credit utilization rate can decrease.
Secured credit cards also offer this perk. However, as they require an upfront security deposit, they do not provide balance transfer offers.
No Annual Fee
The Chase Slate Edge doesn’t have an annual fee.
However, there is a 3% foreign transaction fee if you use this card outside the United States.
Chase Credit Tools
Cardholders can use some of the other Chase tools to track their credit score and also avoid substantial interest charges on large purchases.
My Chase Plan
The My Chase Plan feature doesn’t charge a variable purchase APR for qualifying purchases. Instead, you pay a fixed monthly fee and split the purchase amount into equal payments.
Chase waives the monthly plan fee during the 12-month introductory period. The monthly plan fee is usually 1.72% of the purchase amount.
Chase Offers
This card can earn one-time cash rebates with Chase Offers at participating local and online merchants.
Credit Journey
All Chase cardholders and people without a Chase credit card or Chase bank account can use the free Credit Journey tool. This service tracks your credit score for free.
Other Chase Slate Edge Benefits
There are several other additional benefits you can enjoy with this card:
- Purchase protection of up to $500
- Extended warranty protection of 1 year on qualifying purchases
- Secondary auto rental coverage
Learn more in our Chase Slate Edge review.
Who Qualifies for the Chase Slate Edge?
Chase doesn’t disclose a minimum credit score to qualify for the Slate Edge. You may be able to qualify with a fair credit score in the low 600s or higher.
Having a higher credit score can help you qualify for a lower ongoing APR.
This card is likely subject to the 5/24 policy. Chase will take into consideration your recent credit card applications and overall credit history.
Summary
The Chase Slate Edge℠ is the bank’s newest balance transfer credit card. As many credit cards are canceling their 0% transfer offers, this card is more unique than most balance transfer credit cards.
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