Comments on: Chase Freedom Unlimited vs Chase Sapphire Preferred (2024)

By: Johnny Jet Editorial

Johnny Jet Editorial — Thu, 12 Jan 2023 01:27:42 +0000

In reply to Ken B. Hi Ken, thank you for your question, and my apologies for the delay in response. I also have both cards. The bonus can make more sense if you're a big spender on the Preferred. The anniversary bonus makes each point worth 0.1%. As an example, you'll get 2,500 bonus points if you spend $25,000 during your cardmember year. With that in mind, the best advice I can give is to consider your spending (and maybe any upcoming spending) and consider how you want to redeem your rewards, then take it from there.

By: Ken B

Ken B — Thu, 29 Dec 2022 00:47:06 +0000

I have both the Sapphire and the Freedom Unlimited. I’m trying to figure out how best to use these two together. Categories aside, Freedom gives me 1.5% back on all purchases verses Sapphire at 1%, but I’m thinking that 10% Sapphire Anniversary Bonus would counteract any benefit from using the Freedom. So, why should I even use the Freedom card?

By: Johnny Jet Editorial

Johnny Jet Editorial — Mon, 05 Apr 2021 17:43:47 +0000

In reply to ANON. Thanks!

By: ANON

ANON — Mon, 05 Apr 2021 14:11:57 +0000

The bonus is after $4000 in general spending not just travel spend. Quick little typo.

By: CSP/CFU/CFF Cardholder

CSP/CFU/CFF Cardholder — Fri, 26 Mar 2021 12:17:25 +0000

CSP until 4/30/21, it’s 2% back on groceries, after that CFU at 1.5% indefinitely.

By: Anonymous

Anonymous — Mon, 22 Mar 2021 12:41:12 +0000

Thank you Josh!

By: Josh Patoka

Josh Patoka — Fri, 19 Mar 2021 19:40:45 +0000

In reply to Nick. The Sapphire Preferred earns more points when you book travel directly from the airline, hotel, or rental car agency (2 points vs 1.5 points). The Sapphire Preferred can also have better partner benefits (like Lyft rides, DoorDash DashPass, etc.) Otherwise, the Freedom Unlimited earns more points on purchases and you can then transfer them to the Sapphire Preferred for better travel redemption options.

By: Nick

Nick — Fri, 19 Mar 2021 13:30:59 +0000

I just got both cards, from everything I can uncover there is really no reason to use the Sapphire card over the Unlimited once you have both. is this correct? is there a situation I should be using the Sapphire over the unlimited?

By: Johnny Jet Editorial

Johnny Jet Editorial — Wed, 03 Mar 2021 14:02:57 +0000

In reply to Joe. The Freedom Unlimited since you can transfer your Freedom points to the Sapphire Preferred.

By: Joe

Joe — Tue, 02 Mar 2021 16:44:40 +0000

What is currently better for dining? Are the 2x points on the sapphire more valuable than the 3% cash back on the freedom unlimited? I have both cards.