Comments on: How hard is it to get the Capital One Venture credit card? https://johnnyjet.com/how-hard-is-it-to-get-the-capital-one-venture-rewards-credit-card/ TRAVEL CREDIT CARDS, DEALS, TIPS, DESTINATIONS AND MORE! Wed, 24 Jul 2024 21:06:29 +0000 hourly 1 https://wordpress.org/?v=6.5 By: Peggy Boyd https://johnnyjet.com/how-hard-is-it-to-get-the-capital-one-venture-rewards-credit-card/#comment-946233 Fri, 02 Dec 2022 04:48:16 +0000 https://johnnyjetcom.bigscoots-staging.com/?p=123841#comment-946233 I just applied three days ago & was approved for $20,000. I have a long standing credit history of 15+ yrs all while maintaining on average at minimum a 825 score, no late payments ets & have a $700 balance on one card. I honestly only expected them to give me maybe $5,000-$10,000 since currently my highest card was $10,000 & I currently have a regular card through them with a $500 limit that I only use about once a year because of the low limit. I requested a limit increase three different times & was never approved! I don’t understand their logic but I’m very happy I’m getting this card with amazing perks!

]]> By: P https://johnnyjet.com/how-hard-is-it-to-get-the-capital-one-venture-rewards-credit-card/#comment-945984 Mon, 28 Nov 2022 23:03:39 +0000 https://johnnyjetcom.bigscoots-staging.com/?p=123841#comment-945984 I have not personally had any issues with CapitalOne and getting approved for cards or limits. I recently got approved for the Venture Rewards card with a $30K limit; I had around a 780 credit score, $50K in total available credit across three cards, and salary of $100K. I’ve previously had a VentureOne card for three years that had a $14.5K limit but I stopped receiving credit limit increases so I went for the next one up.

]]> By: Alex Guyette https://johnnyjet.com/how-hard-is-it-to-get-the-capital-one-venture-rewards-credit-card/#comment-927170 Sun, 29 May 2022 03:54:10 +0000 https://johnnyjetcom.bigscoots-staging.com/?p=123841#comment-927170 my mom has an 800 fico – 10 years on the job- homeowner – less than $3000 in credit card debt (forgot to payoff a bill prior to statement) has probably $50000 in available credit throughout all cards – no missed payments etc. after reviewing in depth what card would better suit her (cap one venture or chase sapphire) we went with cap one – i was expecting a minimum of a $10k limit and they gave her the minimum of $5k – very disappointed as she has several large purchases she’s expecting and was going to payoff right away and cant even put them on the card – if they didnt have the good intro bonus we’d be rejecting their approval and closing the card out- ive always known cap one is stingy but 800 fico and u give a $5k limit thats kind of embarrassing

]]> By: Johnny Jet Editorial https://johnnyjet.com/how-hard-is-it-to-get-the-capital-one-venture-rewards-credit-card/#comment-897868 Mon, 15 Nov 2021 15:13:04 +0000 https://johnnyjetcom.bigscoots-staging.com/?p=123841#comment-897868 In reply to Carissa.

Awesome! Nice job!

]]> By: Carissa https://johnnyjet.com/how-hard-is-it-to-get-the-capital-one-venture-rewards-credit-card/#comment-897512 Sun, 14 Nov 2021 15:21:52 +0000 https://johnnyjetcom.bigscoots-staging.com/?p=123841#comment-897512 I was just approved for a Capitol One Venture card, with a $4,000 limit. My credit score – I believe it is the FICO 8, is 658. I already had a Capitol One Quick Silver, and a Capitol One Master Card – both with $500 limits. I have been using those and paying them off faithfully for a couple of years now, so maybe that is why I was approved with a lower credit score? Anyway, Credit Karma said my approval odds were very good for the Venture card so I went for it. Glad I did. Such a good feeling when you’ve worked hard to rebuild credit!

]]> By: anonymous https://johnnyjet.com/how-hard-is-it-to-get-the-capital-one-venture-rewards-credit-card/#comment-875679 Fri, 06 Aug 2021 17:22:57 +0000 https://johnnyjetcom.bigscoots-staging.com/?p=123841#comment-875679 Just know that Capital One will very likely deny you, even (especially?) if you do have great credit, and even if you’re an existing customer. They will also pull all three major credit bureaus.

]]> By: Johnny Jet Editorial https://johnnyjet.com/how-hard-is-it-to-get-the-capital-one-venture-rewards-credit-card/#comment-844103 Wed, 04 Nov 2020 14:03:27 +0000 https://johnnyjetcom.bigscoots-staging.com/?p=123841#comment-844103 In reply to Ferm.

Bummer!

]]> By: Ferm https://johnnyjet.com/how-hard-is-it-to-get-the-capital-one-venture-rewards-credit-card/#comment-844009 Wed, 04 Nov 2020 01:22:57 +0000 https://johnnyjetcom.bigscoots-staging.com/?p=123841#comment-844009 All three bureau scores at 800+ with about $300k in available credit lines spread over 15 credit cards, including a Sapphire Reserve, some with $30k lines of credit and an overall 1% utilization rate (never carry a balance.) About to close on a cash-out refi for a new pool, yet… DENIED the Venture by Capital One!!! Tough crowd.

And the hard inquiry appears to have cost me an 11-12 point drop on each bureau. Ouch!

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